Why Family Travel Insurance Is An Absolute Must

If you’re like most modern families you live by a work-hard, play-hard rule. You work hard all year – at work and at school – then reward yourselves with a well-deserved and much-anticipated holiday. Naturally, you want this holiday to be completely stress-free, with no nasty surprises and the opportunity for a relaxing time with your family. That’s why it is crucial for you to invest in a good family travel insurance policy – so any issues that may arise are taken care of without trouble.

What could go wrong?

One common travel calamity is the delay or loss of your precious baggage. Many a weary traveller has arrived at their destination only to find out that their bags have ended up somewhere else entirely! One or all members of the family are are left with no fresh clothes, shoes or toiletries. Once again, your family travel insurance comes to your rescue and you’ll immediately be given money to purchase essentials until your bags arrive.

Whether you’re travelling with toddlers or older children, there is always a possibility of someone falling sick. This is especially true if you’re travelling on a busy itinerary, and especially when the climatic conditions of the country you are going to to are very different from what you’re used to. We all know how high medical bills can run, and it’s even more so when you are in a foreign country. If you have family travel insurance, however, all your medical bills for every member of the family can be taken care of while you’re away. Moreover, if you are in a place far away from a major hospital, transport (including air fares) is covered for the patient. As a knock-on effect of an illness or accident, your travel plans may be disrupted, but those ensuing costs can be covered in your insurance plan too.

Family emergencies can pop up without notice, and at any time. What happens if a close member of your family has an emergency and you need to cut short your travel plans to return home immediately? Usually, you would have to make hotel reservation cancellations with no refunds and flight re-bookings where you would end up incurring a high cost. All this is taken care of if you have family travel insurance; all the extra costs are absorbed by the insurance company and you will be put on the first flight back home.

Another common occurrence when travelling is the loss of valuable items through theft – like cameras, laptops phone, jewellery or tablets. Your insurance will cover any theft of items whilst you are travelling.

The Benefits of Family Travel Insurance

Many families go on vacation together each year. This is actually one of the best things a family can do together. Going on a family vacation means that you can see the world, visit exciting attractions, relax on the beach, and spend quality time together. That is what wonderful family memories are made of, and as airfares fall in price each year, it is becoming much more affordable for families to travel together and enjoy unforgettable family vacations.

There is no shortage of family vacation deals. Just visit a few travel websites or a few travel agencies and you will discover that there are deals all over the place when it comes to family vacations. Also, there are so many interesting and educational places that you can take your family, and there are many options for paying for it all as well. Fact is, no matter how great family vacations get, the reality is that they can get expensive.

Budgeting and planning is crucial. You may find that once you have added up the costs of transport, dining, lodging, souvenirs, and admission fees, you end up with a pretty big number. With so many important things to budget for during your vacation, you may be tempted to skimp on travel insurance to save a little money which you can use for “more important” things. After all, it is not something that you ever plan on using.

Just Because You Don’t Plan on Needing It

You may not plan on needing travel insurance, but that does not mean that you can forget about it. Travel insurance is something that is very important – if something goes wrong, you will be glad that you have it.

Imagine if you miss your return flight – you have just spent most of your holiday budget having fun, and now you are stranded in a foreign country, with hardly any money left. How will you get home? If you are incredibly rich, or have a large reserve of funds hidden away in the bank to cover this, or other disasters such as medical fees, then there is no need to worry. But for the rest of us, travel insurance is very important to have.

Selecting a Policy

There are several family travel insurance policies to choose from. You can buy family travel insurance that you have all of the time, which you will pay for on a yearly basis. This is a great idea for families that travel a lot, because it will cover everything from airline ticket replacements to lost and stolen property, and it will cover you no matter where you are traveling.

Travel insurance on an annual basis is very useful if you take several trips each year, but for families that do not travel very often, a cheaper policy which only covers one trip can be a better option. The important thing is to make sure that when you go on vacation you are covered, and that the policy suits the type of vacation. Hopefully you will not need to use the policy, but the peace of mind you gain by having one is well worth the small cost.

10 Reasons You Need Cheap Family Travel Insurance

If you’re considering a family holiday, you might be tempted to give travel insurance a miss, as you think you’ll never need it, and it’s just a waste of money. Travel insurance doesn’t have to be expensive, and often you’ll be able to find cheap family travel insurance if you look around.

However, like most insurance, you hope that you never need to use it, but if you do, you’ll want to make sure that you’re fully covered.

Here’s why you need family travel insurance:

1. Healthcare in many countries isn’t free. In the UK we’re lucky that healthcare treatment is free, and we don’t think about the actual cost of travelling to hospital, or an operation, or even just to see a doctor.

2. Even though in some countries, certain parts of healthcare treatment are free, others aren’t. The treatment might be, but other aspects such has the trip to hospital in an ambulance aren’t

3. Your travel insurance should cover you for the most common medical issues that are likely to happen, such as experiencing a serious injury or illness.

4. With holiday insurance, you’re also offered protection against things like your luggage being lost or delayed

5. As travellers have more and more electronic devices with them, such as mobile phones, cameras, camcorders, games consoles, and mp3 players, it more likely that they can be damaged, stolen, or lost. It only takes a freak wave whilst on the beach to render your camera, phone and MP3 player useless. What about if you dropped your camcorder whilst filming? Maybe you’re anxious about pick-pockets in big cities?

6. You might need to insure against sickness which prevents you form going on holiday. Your travel company may not refund you, but your insurance company might.

7. Holiday cancellations are not hat uncommon. Perhaps there are not enough people booked to go on the holiday you have chosen, and you don’t want to go to a different destination. Maybe the travel company has overbooked, leaving you without a holiday. Having travel insurance can help in situations like these.

8. You might go on several holidays a year as a family, or have lots of weekends away. You can purchase family travel insurance that will cover your for a full year, which means you don’t need to buy insurance each time you go abroad.

9. Many people are skiing and winter sports enthusiasts, or enjoy other dangerous pursuits whilst on holiday. These types of traveller are more at risk of injury than someone who lazes on a beach for a fortnight. If you enjoy active holidays, you’ll need to make sure that your travel insurance adequately covers you.

10. We’ve all hear the horror stories about cancelled or delayed flights, which mean that passengers have to cut short their holiday, or are stranded in an airport somewhere with nowhere to stay. With the right sort of travel insurance you can be covered against flight cancellations and delays.

Things To Consider When You Prepare For Your Family Travel

There are loads of ways you can help prepare your kids for the family travel before you leave. Giving them some information that helps establish some familiarity with your destination can go a long way towards coping when they get there and it might also get them excited about the prospect in advance. Encourage your children to be involved in planning the trip and where you’ll be going as often as possible.

Books On Family Travel
A month or so before you depart get as much literature as you can on the area you will be visiting. Get tourist brochures, guidebooks, books from the library – anything with pictures. Try to find books of legends or children’s stories from the region. For a young child, even a travel brochure can be made into a story by explaining the pictures. You may be surprised at how much sticks.

Films On Family Travel
There’s nothing like a good movie to get kids excited about a place and give them a visual image of what it will be like, so hire some videos or DVDs before you go. You can also watch television family travel shows and other TV specials about places you’ll visit.

Restaurants and Outings
Take your kids out to eat in restaurants, go for weekend family trips, take them for walks – in short prepare them for the family travel. You can introduce a few different foods or flavours into your cooking and visit restaurants that offer cuisine that they will be exposed to while travelling. Although most young children will recoil on principle when anything new is offered, they will sometimes try new food in a new country when it is served up in a restaurant.

Maps
Pin up a map of the region you are travelling to and get older children to mark where they’d like to go. As you plan out your family travel you can mark your route on it.

Travel Stories
Invite friends around to share their travel stories of destinations. You might have to choose people carefully so you get stories that will capture the children’s imagination rather than bore them to tears.

Learning The Language
Learning some of the local language can be useful as well as enjoyable. Make it a fun and relevant activity like trying to talk in the language at the dinner table or use foreign words when you’re driving in the car. It will help your children’s confidence if they can converse with a few words, even if it’s just hello, goodbye, please and thank you. Children usually pick up languages well, particularly young children. Whatever efforts they make will be appreciated by local people.

Internet
Check out a variety of family travel websites on the internet and get as much information and advice about where your family travel destination. Tourist office websites are also a good starting point for information about the country you’re visiting.

Improve Family Ties With the Help of Family Travel Offers

One of the best ways to do this is to take family vacations to popular destinations where you can not only spend time together but also relax away from the hectic pace of everyday life. More and more families are opting for vacations due to the easily available family travel offers being provided by different travel agencies.

Families don’t just travel within their own countries but also like to travel to foreign destinations due to the easily available visas, airline tickets and hotel bookings. If you are looking for holiday travel offers for families then it is advisable to opt for the websites of any of the reputable travel agencies. The trouble is that there are many travel agencies and all of them claim to be the best. This is the reason that you need to conduct some research before you finalise the company that you wish to hire.

This research can be conducted online and you can browse through the websites of different travel agencies and short list 3-4 of them. Then you can call them up on the phone and discuss your requirements with them. This will give you the information that you need to single out one travel agency with which you should do business. On the other hand if you are a regular customer of a particular travel agency then they are sure to send you by email the information regarding the different family travel offers that they float from time to time. With a little adjustment to your schedule you can take advantage of these offers and opt for a family vacation.

Apart from the travel requirements there is the other requirement of hotel bookings. This should not be a problem because most travel agencies offer packages to families. At the same time, you can also independently search for hotels which provide special deals for families. Most of the good hotels in all the popular travel destinations have their own user friendly websites which will give you the information that you need to make your decision. Even if you are going to opt for a travel agency then there are special holiday travel offers for families which you can take advantage.

Also make sure to choose the destination with care, which is especially necessary if you have kids or elderly people with you. Nowadays most holiday destinations have special attractions for kids as well as elderly people. At the same time, there are also special discounts for kids and elderly people at some locations which will help you further save money. All this information is available online and with some research you will be able to save a considerable amount of money.

Things To Consider When You Prepare For Your Family Travel

There are loads of ways you can help prepare your kids for the family travel before you leave. Giving them some information that helps establish some familiarity with your destination can go a long way towards coping when they get there and it might also get them excited about the prospect in advance. Encourage your children to be involved in planning the trip and where you’ll be going as often as possible.

Books On Family Travel
A month or so before you depart get as much literature as you can on the area you will be visiting. Get tourist brochures, guidebooks, books from the library – anything with pictures. Try to find books of legends or children’s stories from the region. For a young child, even a travel brochure can be made into a story by explaining the pictures. You may be surprised at how much sticks.

Films On Family Travel
There’s nothing like a good movie to get kids excited about a place and give them a visual image of what it will be like, so hire some videos or DVDs before you go. You can also watch television family travel shows and other TV specials about places you’ll visit.

Restaurants and Outings
Take your kids out to eat in restaurants, go for weekend family trips, take them for walks – in short prepare them for the family travel. You can introduce a few different foods or flavours into your cooking and visit restaurants that offer cuisine that they will be exposed to while travelling. Although most young children will recoil on principle when anything new is offered, they will sometimes try new food in a new country when it is served up in a restaurant.

Maps
Pin up a map of the region you are travelling to and get older children to mark where they’d like to go. As you plan out your family travel you can mark your route on it.

Travel Stories
Invite friends around to share their travel stories of destinations. You might have to choose people carefully so you get stories that will capture the children’s imagination rather than bore them to tears.

Learning The Language
Learning some of the local language can be useful as well as enjoyable. Make it a fun and relevant activity like trying to talk in the language at the dinner table or use foreign words when you’re driving in the car. It will help your children’s confidence if they can converse with a few words, even if it’s just hello, goodbye, please and thank you. Children usually pick up languages well, particularly young children. Whatever efforts they make will be appreciated by local people.

Internet
Check out a variety of family travel websites on the internet and get as much information and advice about where your family travel destination. Tourist office websites are also a good starting point for information about the country you’re visiting.

Improve Family Ties With the Help of Family Travel Offers

One of the best ways to do this is to take family vacations to popular destinations where you can not only spend time together but also relax away from the hectic pace of everyday life. More and more families are opting for vacations due to the easily available family travel offers being provided by different travel agencies.

Families don’t just travel within their own countries but also like to travel to foreign destinations due to the easily available visas, airline tickets and hotel bookings. If you are looking for holiday travel offers for families then it is advisable to opt for the websites of any of the reputable travel agencies. The trouble is that there are many travel agencies and all of them claim to be the best. This is the reason that you need to conduct some research before you finalise the company that you wish to hire.

This research can be conducted online and you can browse through the websites of different travel agencies and short list 3-4 of them. Then you can call them up on the phone and discuss your requirements with them. This will give you the information that you need to single out one travel agency with which you should do business. On the other hand if you are a regular customer of a particular travel agency then they are sure to send you by email the information regarding the different family travel offers that they float from time to time. With a little adjustment to your schedule you can take advantage of these offers and opt for a family vacation.

Apart from the travel requirements there is the other requirement of hotel bookings. This should not be a problem because most travel agencies offer packages to families. At the same time, you can also independently search for hotels which provide special deals for families. Most of the good hotels in all the popular travel destinations have their own user friendly websites which will give you the information that you need to make your decision. Even if you are going to opt for a travel agency then there are special holiday travel offers for families which you can take advantage.

Also make sure to choose the destination with care, which is especially necessary if you have kids or elderly people with you. Nowadays most holiday destinations have special attractions for kids as well as elderly people. At the same time, there are also special discounts for kids and elderly people at some locations which will help you further save money. All this information is available online and with some research you will be able to save a considerable amount of money.

Family Travel – Creating Memories

Family Travel is growing and flourishing as more and more parents with limited time want to spend quality time with their children. In addition there are more and more grandparents traveling on trips with their grandchildren. Family travel can be defined as any combination of family members of any age traveling together for any type of travel. This market doesn’t have the time for researching everything themselves or they get overwhelmed with the mass of information available to them on the web and they are hungry for the expert help of Travel Agents.

According to the Family Travel Network well over 100 million vacations per year include children. It makes family travel one of the fastest growing travel niches.

Family Vacations are in fact group travel especially as many of the family trips include extended family. In many cases this might be the one time a year all the family can get together. Especially in this day and age when work and schooling tends to have families spread across numerous cities either nationally or internationally.

There are families who research and book their travel themselves online, but with time restraints and the abundance of information, and the fact that they may be trying to gather people from various destinations the whole process can become overwhelming. This coupled with problems that can arise from medical emergencies, weather related problems or unforeseen happenings that necessitate changes or cancellations to a trip making it a tedious chore to take on themselves to rearrange or contact suppliers to cancel make it much more feasible to work with a Travel Agent who can take care of any problems that arise on their behalf.

This is were a Travel Agent becomes invaluable as they can present all parties with various programs to match their requests and work with the family until they find exactly what they are looking for within their time frame and budget, and should a problem arise they are your one stop contact to assist in resolving the problem.

Basically the Travel Agent becomes a one stop shop for all of your arrangements. The Travel Agency should be family friendly and know the destination well so they can match the family with the appropriate property or tour. Families with 4 – 12 year olds can readily find resorts with good facilities for the children, however it’s much harder to find properties with good facilities for babies and children under 4, and where do families go to find programs that will keep teenagers happy and occupied?

There are many types of travel available to Families, all inclusive resorts, Cruises that cater to children, custom programs, package tours to places like Disney, adventure travel trips, weekend getaways, timeshare rentals and more. Among popular destinations are Florida and California for Disney and more, Hawaii, National Parks, Winter Activity getaways, RV trips, Farm Vacations, Ranches, Sports programs, International Travel, Christmas Programs, River Barging and River Cruises. These are just a few – the list of opportunities is unlimited.

In general Family groups are looking to create lasting family memories. Parents, Children, Grandparents and Grandchildren live further and further apart than they ever have in history and getting to together has become more and more difficult and time constrained. So any opportunities for a family to get together is a time for bonding and creating memories and spending quality time with other family members. Family Vacations have become the ideal way to get the family together and this niche will grow as families are further separated by work commitments, schools and the economy in general.

Annual Family Travel Insurance – Purchasing The Right Policy

Travel insurance is a good idea, especially on long international trips. So many things can go wrong on a trip. When they do go wrong, you find yourself isolated and alone in places you don’t understand well. If you and your family travel a lot, purchasing an annual family travel insurance policy can help protect you and your family from the unknowns that can happen when you travel, allowing you to relax and enjoy your time traveling together.

It may seem like a waste to pay premiums on a yearly family travel insurance policy when most of the time you aren’t traveling, but paying for a plan on a yearly basis can actually be a lot cheaper than buying a couple of travel insurance plans per year. Additionally, paying for a family travel insurance policy will save you money over purchasing individual travel insurance policies.

You have two types of family insurance to take into consideration when shopping for insurance. Trip insurance can be purchased for a single trip or for a period of time. If you don’t travel very often at all, this will be the best deal for you. It is relatively inexpensive and is good for the period of time you are traveling. But if you have a larger family or travel often you are far better off going with an annual family travel insurance plan. These are not expensive at all and the coverage can save you a lot of money when the unexpected happens.

You only have to pay the premiums on your cheap family travel insurance once per year. In reality, you simply buy the policy once per year. So any time you or a family member travels, no matter where they go, they will be covered if something goes wrong on the trip. If you travel separately this can be even more important as you will not be there to look out for everyone while they travel. As long as you keep your annual family travel insurance policy the insurance company should be there to help look after your family while your family is traveling.

This helps make your family safer. If you have a very large family, this can be an unbelievably affordable option, as most plans give you more discounts when you purchase for more people. When something goes wrong, you’ll be glad your family is protected by annual family travel insurance.